Plan your Generosity

Plan your Generosity

Give the gift of music to future generations!

By anticipating a donation to an organization you care about in your financial planning, you choose as part of your legacy to bequeath your greatest philanthropic aspirations while benefitting from substantial tax incentives for you or your estate, as well as for the organization you hold dear. Your philanthropic commitment enables the OSM to finance its pioneering initiatives while fulfilling its mission of education, access to music, excellence and innovation.

Planned Giving

Planned Giving refers to any immediate or future donation included in one’s financial, tax or estate planning. Whether a donation of shares, through life insurance or a gift by will, your contribution will enable you to:

  • have your philanthropic goals and wishes reflected
  • take into account your personal, family and fiscal context
  • plan a donation, whatever your income level

Ask an expert: The OSM strongly encourages you to consult a specialized professional to ensure that your objectives take your profile into account and that your decision is in line with your financial and taxation situation.

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To learn more about how to plan your generosity, attend one of our information sessions. Details to come in September.

An excellent way to give while generating tax savings

A donation of publicly traded securities is an easy way to benefit your favourite organization through your generosity while also generating tax savings. A wide variety of shares are eligible for this kind of transfer benefitting the OSM. Indeed, by transferring your shares directly to the OSM, you will be exempt from paying tax on the capital gain, and additionally will receive a tax receipt equivalent to the market value of your shares when they were transferred.

I have made cash donations to the OSM for many years, sometimes they were modest donations, sometimes less so. (…) But I must say overall that my donation of shares was made as a gesture of my attachment to and my support of the Orchestra and its musicians through these difficult years; also with the aim of increasing the size of my donations.

– André Dubuc, Honour Circle donor

A substantial, yet affordable gift

Did you know that buying a life insurance policy can be more than simply protection for your family and your beneficiaries? Life insurance is also highly cost-effective financial leverage, enabling you to make a sizeable donation at an affordable price.

Several options are available to you, depending on your situation and your philanthropic aspirations:

  • Take out a new policy in view of your donation
  • Transfer an existing policy
  • Designate the Orchestre symphonique de Montréal as a beneficiary

“Since I was considering including a donation to the OSM in my will, my tax specialist introduced me to this approach to donating, during my lifetime, via a life insurance policy to benefit the OSM. This highly appealing approach lets me determine in advance the amount of my donation and hence enables the OSM to better plan, rather than having to discover only after I am gone the exact amount remaining in my estate. This approach is also a win-win from a taxation point of view.”

– François Schubert, donor through life insurance

The legacy of your generosity

A donation in your will is a gesture from the heart that lets you express your confidence in the importance of classical music and its impact in our society, for future generations.

The OSM has championed classical music for nearly 87 years thanks to its donors, fulfilling its mission of access to music, excellence, education and innovation. Making a legacy donation means being a part of this great cultural history.

The legacy donation in different forms

After ensuring the financial security of your loved ones by drafting or revising a will, you can support the OSM by bequeathing some or all of your assets, or the residue of your estate.

We invite you to contact us in order to share your intentions for your donation. We will be able to ensure that your donation is used in accordance with your wishes and thank you for your kind generosity.

“Making a planned donation to the OSM is one way to enable the Orchestra that we have loved and supported for many years to continue to grow and flourish. Like my father was for me, I hope to be an example of generosity and philanthropy for my son Soren.”

– Sue Wehner, donor, member of the Wilfrid-Pelletier Circle

Donations to match your needs

The OSM possesses the expertise to guide you through the different kinds of planned giving to correspond with your situation. Whether it is to start a personalized fund or donate an annuity or charitable trust, please contact us and we will guide you through this process.

Wilfrid-Pelletier Club

Recognition to match your commitment!

Make a planned donation to the OSM and join the Wilfrid-Pelletier Club, which brings together the Orchestra’s largest benefactors. Your philanthropic commitment enables the OSM to finance its pioneering initiatives in fulfilling the education, access to music and excellence components of its mission. Enjoy several exclusive activities and privileges offered in recognition of your support.

For more information about planned giving and about the Wilfrid-Pelletier Circle, or to speak to an advisor, please contact:

Adèle Lacas, Senior Advisor, Philanthropic Development – Major Gifts and Planned Giving

Phone: 514-840-7404  /  Email: [email protected]

Ask an expert: The OSM strongly encourages you to consult a specialized professional to ensure that your objectives take your profile into account and that your decision is in line with your financial and taxation situation.